If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Clearstar Financial Credit Union 2 Year CD Account |
0.80%
Date: Feb 15, 2012
|
| 49'Er Credit Union 2 Year CD Account |
0.65%
Date: Feb 14, 2012
|
| First U.S. Community Credit Union 2 Year CD Account |
0.60%
Date: Feb 22, 2012
|
| El Dorado Savings Bank, F.S.B. 2 Year CD Account |
0.60%
Date: Feb 14, 2012
|
| Reno City Employees Credit Union 2 Year CD Account |
0.50%
Date: Feb 20, 2012
|
| Great Basin Credit Union 2 Year CD Account |
0.50%
Date: Feb 7, 2012
|
| Sierra Pacific Credit Union Savings Account |
0.35% to
0.30% Date: Feb 20, 2012
|
| El Dorado Savings Bank, F.S.B. 2 Year CD Account |
0.75% to
0.60% Date: Feb 14, 2012
|
| El Dorado Savings Bank, F.S.B. 12 Month CD Account |
0.40% to
0.35% Date: Feb 14, 2012
|
| El Dorado Savings Bank, F.S.B. Savings Account |
0.30% to
0.25% Date: Feb 14, 2012
|
